Is WeChat payment code safe? Is WeChat payment safe?

Many netizens have encountered some scams, such as giving screenshots of WeChat payment codes to others, or randomly scanning other people's QR codes. There are countless such scams. So, is the WeChat payment code safe? The editor will explain it to you right away. Interested friends can take a look.

First, let me introduce the difference between the collection code and the payment code.

Payment code:

Click the "+" in the upper right corner of WeChat, go to "Payment and Receive" - ​​"I want to receive payment", and a QR code page will appear. Attributes: QR code features: remain unchanged for a long time. Purpose: Others can transfer money to you by scanning the QR code without adding you as a friend.

Payment code:
Click the "+" in the upper right corner of WeChat and go to "Payment" - "Pay to Merchant" or open "Wallet" - "Payment". Attributes: Consists of a barcode + a QR code. Features: Dynamic update. Purpose: The merchant scans with a dedicated device and the payment process is completed.

Simply put, the payment code is like a "bank card + password". In daily use, it is private and secure, but when you take a screenshot and send it to others, it is equivalent to giving your "bank card + password" to the other party. As long as the scammers get the screenshots in a short period of time, they can achieve their goal of defrauding money.

Regarding payment code fraud prevention, please pay attention to the following points:

(1) In a transaction, when you perform the "scan" action, you must pay the other party;

(2) Do not take screenshots of payment codes easily, and be even more cautious when sending them to others. Ordinary transactions do not have this link at all;

(3) Go to WeChat → Wallet → Select “Payment Management” in the upper right corner → Enable Gesture Password. When you want to pay using WeChat, you will need to enter the gesture password before the payment code can be displayed, which provides an extra layer of protection.

1. Is WeChat payment safe? The first level of protection is account login protection. For example, when logging in to a WeChat account on another mobile phone, you need to verify your mobile phone number. If the verification fails, you will not be able to log in to your WeChat on other mobile phones.

2. The second level is to download Tencent Mobile Manager, turn on mobile phone security protection, and use mobile phone security software to lock your account.

3. The third is that if you find someone else logging into your WeChat and intends to use WeChat Pay to steal money, you can freeze the account in the WeChat Security Center. Make the account temporarily unable to log in and make payments, and then unfreeze it later.

Other aspects
1. There is no need to deposit too much money in the bound bank card, which can reduce the possibility of loss in case of fraud.

2. If you are concerned about the security of WeChat payment, you can delete the bound bank card after each payment. This physically isolates the possibility of payment.

3. WeChat has cooperated with insurance companies to launch full compensation protection for users. If users suffer losses such as fund theft due to using WeChat payment, they will be able to obtain full compensation protection from the insurance company.

After you have enough technical support for your own payment security, learn the Alipay method!

Note: The insurance companies below are only for demonstration purposes!

4. You can also change the passwords of some Tencent WeChat accounts frequently. It is not appropriate to use a password for too long. If you are worried about the security of WeChat payment, you can also use Alipay payment, after all, it is more professional and more secure. Or don’t use mobile payments.

After reading the editor's article, do you have a certain understanding of whether WeChat payment code is safe? I believe that after reading the editor's article, you must have a clear idea in your mind. Of course, it is also very good to learn more. Please continue to pay attention to our Jimifeng Network.