A 500,000 yuan transfer from a stranger "online user"? Be careful, don't become a "tool" for online fraud

As the end of the year approaches, the online fraud gangs that have long been "rats crossing the street" are starting to stir again!

Recently, Ms. Li from Donghai County, Lianyungang, Jiangsu received a transfer of 500,000 yuan from a stranger "online user" asking him to help her invest. Feeling something was wrong, Ms. Li called the police and found that she had almost fallen into this new "routine" of online fraud that has been spreading recently.

In the past, scammers would induce you to transfer money to them, but now, scammers transfer money directly to you and just ask you if you are confused.

Some people may naively think, if someone transfers money to me and I don’t suffer any loss, what risk can there be?

Of course there are, and the risks are huge!

Once the scammers use the excuse of helping with investment to get the previous victim to transfer money to your account, they will then do everything they can to induce you to use illegal apps to help them with the so-called investment operations. After they succeed, they will transfer the money away, and you will become a "tool" for illegal activities without knowing it. The scammers may even trick you into participating in the "investment" as well, killing two birds with one stone.

After receiving the transfer, is it safe to ignore the scammer's subsequent deception?

Sorry, there are risks too!

First, the money transferred by the scammers is likely to be stolen money. Even if you receive or transfer the money without knowing it, you will be tracked down by the police. Secondly, the scammers may use various methods to make you mistakenly believe that this is a normal transaction. Once you receive the money, they will ask you to return it for various reasons, and even use the personal information leaked when you receive the transfer to further commit fraud, which makes people hard to guard against. In addition, when you receive the transfer from the scammers, it is likely to be identified as an abnormal transaction by the bank, which will directly affect your personal credit record.

In short, a transfer that seems like "pie in the sky" will become a "hot potato" after you receive it, and troubles may arise one after another.

It is actually not difficult to avoid becoming a "tool" for online fraud.

When we receive a transfer from a stranger, we should not accept it blindly. We should verify the other party's identity and the reason for the transfer through phone calls, text messages or consulting the bank. Do not click on unknown links and QR codes at will, as this may lead to the leakage of personal information and bank card information, or even the implantation of viruses that may lead to the theft of account funds. Stay calm and rational in any situation, and do not be confused by words such as "help" and "high returns". Overcome greed and do not easily believe the sweet words of strangers.

By taking these preventive measures, we can protect the safety of our property and refuse to become "tools" for online fraud.

(Popular Science Times reporter Chen Jie)