In 2016, these six industries will be completely reshuffled

In 2015, everyone started their own business, and it may continue in 2016, but the vast majority of startups will become a joke.

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Internet+ is no longer a new term, but the development of the Internet is still accelerating. Some traditional industries will be "disrupted" by the Internet. Of course, the reshuffle of those mixed Internet industries will also be accelerated.

Most P2Ps will die.

In 2015, the P2P industry continued to grow wildly. On the one hand, there were many people running away, and on the other hand, there were many people who kept investing because of the high returns. Under the attraction of high returns, there were many people who threw themselves into the fire, and there were also many people who opened P2P platforms to make money, until something really happened. At the end of 2015, the management method of online lending business was finally issued. In 2016, a large number of P2P companies will not be able to survive according to the regulations, and the only way out is to close down voluntarily. Of course, we must also guard against the risk of some companies making a quick buck before exiting.

Mobile phone manufacturers and home appliance companies are a pair

The reason why these two are put together is that they are all manufacturing industries, although some companies do not even have their own factories. Today, under the influence of the Internet, some mobile phone companies and home appliance manufacturers are becoming stronger and stronger, but more are gradually fading. In this way, mobile phone companies and home appliance companies will gradually form alliances with Internet companies, and they will be clearly divided groups. For mobile phone companies, Huawei and Xiaomi can already take over the platform. Other domestic mobile phone companies will choose to cooperate with large Internet companies, especially e-commerce platforms. Suning has already invested in Nubia, Alibaba has seized Meizu, 360 and Coolpad, LeTV and Coolpad, Tencent and Baidu will not stand idly by. Of course, home appliance companies are no exception. Haier and Alibaba are cooperating more and more closely, and Gree and JD.com are starting to join hands. This is a trend and also Internet+.

Insurance companies will no longer make money lying down

Funds in 2014 and banks in 2015 can no longer make money lying down under the impact of the Internet. In 2016, insurance companies will follow the footsteps of fund companies and banks. The theoretical basis of insurance companies is the law of large numbers. Faced with the surging wave of big data, those companies with big data will have greater ability to launch better insurance products. The decline in competitiveness will make some insurance companies encounter difficulties. A large number of insurance companies will reach close cooperation with Internet financial platforms. The cost of many insurances will be greatly reduced, and the people's awareness of insurance will be greatly improved. The insurance industry will usher in an outbreak period, but the high returns of many insurance brokers may no longer be available.

Internetization of real estate and intermediaries

When it comes to real estate agents and real estate developers, many people hate them, but there is nothing they can do. China's real estate industry has been booming for 20 years. Those who bought houses have made money, and those who think that housing prices will fall are stupid. But the day when the real estate industry collapses will always come, and 2016 is very likely to be the year. Even if the real estate industry does not collapse, the real estate and real estate agencies have been defeated by the Internet. In the past, many Internet companies also wanted to enter the new and second-hand housing markets, but they found it difficult to succeed in the turbulent real estate industry. Now, the situation has changed. Taobao has started auctioning new houses, and even traditional real estate agents have begun to put their main experiences online. The good days of black real estate agents who make a living by deceiving both ends are over.

We-media will encounter a late spring cold snap

With the rise of WeChat in the past two years, the three words "self-media" have suddenly become the standard for many people to introduce themselves. Even if they only write one article a year, or their public accounts are all bought zombies, whether they are self-media depends on whether they will blush. Indeed, some self-media have successfully realized their value, and some claim to have billions of shares, but these are not ordinary people. If you are the president of the United States, you can become a super V by just giving a name and opening an account, as long as you have also been a CCTV celebrity, otherwise the possibility of being cannon fodder is very small. In 2016, most self-media who hope to live a free life of wealth with a public account will feel the hardship of social life.

The entrepreneurial wave is dissipating faster than the smog

In 2015, everyone started their own business. Maybe it will continue in 2016, but most of the startups will become a joke. If you start a business just to find a job, how can you find a job for others if you can’t even find your own job? Many people’s startups are just in PPT or on their lips, or in coffee shops. As long as they can successfully raise funds, they will be considered successful. If they can’t, they will just use the money raised to buy a high-yield financial product. This good life is unlikely to continue in 2016. With the new normal of the economy, there is no more capital left.

In 2016, apart from the smog which will continue, many other industries will be changed by the Internet, and the Internet industry itself will also undergo major changes. Old scams will be eliminated, but new scams will still emerge. We have grown up in this constant shuffling.