Don’t panic if you lose your phone. Do these four things as soon as possible to avoid financial loss. Learn them now.

Mobile phones are the most frequently used electronic products in our daily lives. In most cases, many people have become inseparable from their phones. It is normal to lose your phone. Some people lose it carelessly, while others are stolen by thieves. At this time, you will be in a panic. The loss of your phone may even cause you to suffer significant property losses.

Personal experience: I remember that I lost my mobile phone many years ago. It was on a bus. In fact, there were not many people on the bus at that time. I only saw someone sitting in the seat next to me from the back row. At that time, I was not aware enough and it seemed normal, but when I got off the bus, I saw that there was a long cut in my shirt pocket. My mobile phone was also gone, and some money was put together. The mobile phone I bought with great effort was stolen by the hateful thief. I regretted it for several days. At that time, there was no WeChat, Alipay, or bank card binding, so it was lost, and it was generally impossible to find it back. Everyone must have encountered the situation of losing mobile phones and money, right?

A few days ago, I read in the news that someone used a lost mobile phone to take out a consumer loan of tens of thousands of yuan. Now if you have a mobile phone, it is easy to use text messages to open an account and then make direct purchases through Huabei and Baitiao. If you don't handle it in time, you may suffer significant losses. So how should we deal with the loss of our mobile phone? How can we reduce the risk of our funds and accounts as soon as possible?

In general, after losing your phone, you will have various passwords, lock screen passwords, payment codes, etc. It is not easy for others to use your phone and make payments. If you don't have much money in your bank account, don't be too scared.

1. Report loss and freeze old SIM card

Call the operator or bring your ID card to the business hall to go through the loss report procedure and freeze your mobile phone number. This will prevent others from logging into your account through mobile phone verification code verification as soon as possible.

2. Report loss of Alipay account

Method 1: Call the Alipay loss reporting hotline 95188 and tell the customer service staff that you want to report the loss of your Alipay account.

Method 2. Log in to your Alipay account through other channels, click: Security Center - Emergency Service. Select Phone Lost and quickly report the loss. Your account will be locked. At this time, the funds in it will not be able to be transferred in or out. Before the report is released, no one can log in to your Alipay account.

3. Freeze WeChat account

Method 1. Use someone else's WeChat ID, open Me - Settings - Account & Security - WeChat Security Center - Freeze Account. Enter the account you want to freeze.

Method 2. Log in to the WeChat Security Center website and click on freeze account.

4. Call the police directly

If your phone has important confidential information or a large amount of money bound to a bank card, or if you have discovered an abnormality in your account, it is recommended that you call the police directly. At the same time, follow the above method to freeze as many related accounts as possible and unbind the bank account of important apps.

Finally, I have to remind everyone that when your phone is not lost, it is best to take precautions. For example, you must set various passwords. Don't be bothered to set unguessable phone lock screen passwords, phone fingerprints, application lock passwords, payment passwords, etc., and save relevant account information to avoid losing it for a while. When going out, remember not to put your phone and ID card together, and save sensitive information such as ID card photos.

If the phone is particularly expensive and the data on it is really important, it is best to turn on the phone retrieval function and record the account in detail. This way, after the phone is lost, you can lock the phone and locate it remotely as soon as possible. You can also erase the phone data to reduce losses and help recover the phone.