Beware! Be careful when this screen appears on WeChat! These 15 minutes are critical

When using WeChat to transfer money

If your phone displays this interface

Be vigilant

This means that your current payment is at great risk.

These 15 minutes are crucial.

Trust the seller and pay first

The goods did not arrive and the people disappeared

College student Xiaofang is a "shopping maniac". When she has nothing to do, she likes to watch shopping live broadcasts. Recently, Xiaofang saw a special product recommended by a live broadcaster, but the product was sold out on major shopping platforms. So Xiaofang joined the live broadcaster's fan group to ask if it was still in stock.

After joining the group, the "administrator" in the group took the initiative to contact Xiaofang, saying that they had "spot goods" on hand and could sell them to Xiaofang at a "fan special price".

Xiaofang thought, in this way, not only is the price lower than the "live broadcast price", but she can also get the desired product as soon as possible, which is really a great bargain. She quickly transferred the payment to the other party.

Unexpectedly, several weeks later, Xiaofang, who was full of expectations, did not see the arrival of the goods, but only received a red exclamation mark, which meant that she was blocked by the other party.

Only then did Xiaofang realize that the so-called "low price discount" and "immediate delivery of goods in stock" were just baits used by scammers to trick her into paying. Obviously, she had encountered a scammer who "received payment but did not deliver the goods"!

If someone could pour a bucket of cold water on you before you make a payment, so that you could calm down and carefully verify the other party's identity, could you avoid falling into a scam because of a momentary impulse?

“Risk Alert” to Identify Abnormalities

Calm down and don't be fooled

"Be wary of false transactions and pay attention to risk warnings." Sometimes, being a little more calm and careful, and thinking a little more calmly, can help you avoid danger!

In order to prevent fraud from causing property losses to victims, WeChat Pay has built a security risk control system that can effectively identify malicious accounts and transactions.

During the payment process, when the system identifies abnormal characteristics in the recipient's account, WeChat will alert the user to transaction risks or intercept them based on the degree of risk.

When the system identifies that the recipient account is suspected of fraud or violation of regulations, or is highly malicious, WeChat will intercept and protect the transaction, remind the user to pay attention to the security of funds, and impose a 15-minute protection limit on the paying user.

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That is to say

These two interfaces appear when transferring money

Be careful!

↓↓↓

Interception Example 1

Interception Example 2

The WeChat team said

When you receive a risk alert or interception like the above

You may be in a scam!

During the 15-minute "transfer cooling-off period"

You should try to verify the identity of the recipient

Think carefully about whether there are risks

After the “Cooling-off Period” is lifted

After verification,

Choose whether to continue payment

Reminder again

1. Be cautious when shopping online. The transaction method of "pay first and receive the goods later" is very risky. Be vigilant when trading on social platforms, confirm carefully, and try to use reliable official transaction channels. In this way, even if there is a problem, you can appeal for a refund or return through the platform.

2. When making a payment, if the "Risk Reminder" interface appears, be extra careful, as you may be falling into a scam!

Source: WeChat Security Center

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