Man sues bank after girlfriend secretly shops online

A young man born in the 1980s found that the payment platform linked to his bank card had automatically spent 30,000 yuan, so he sued the bank in anger. However, after investigation, he found that at least half of the money was spent by his girlfriend on online shopping. Recently, the Nansha Court ruled in the first instance that the transaction involved was not a fake card transaction and rejected his lawsuit.

Mr. Gan opened a savings card in August this year and deposited 30,130 yuan in three installments on the same day.

On September 2, Mr. Gan discovered that 30,000 yuan had been automatically spent on multiple payment platforms, and he reported the case to the police on September 4. Mr. Gan believed that the bank did not provide security for the deposits in his bank card, so he took the bank to court and demanded compensation for economic losses of 30,000 yuan.

After the court trial, it was found that the "disappeared" 30,000 yuan was all from online shopping transactions.

The bank submitted a surveillance video. In the video, Mr. Gan verbally reported the loss of the bank card on September 2, saying that he found that the card had been used for transactions that he was not aware of. However, the next day, he personally went to the counter to cancel the report of loss of the bank card.

Why? It turned out that Mr. Gan later found out that his girlfriend had used his card to make online purchases worth 15,000 yuan, and she admitted the fact.

Did his girlfriend also lose the remaining 15,000 yuan through online shopping? The court held that Mr. Gan leaked his bank card information to his girlfriend, so the loss of the money might have been authorized by Mr. Gan.

The court held that the evidence provided by Mr. Gan could neither prove that he had suffered economic losses of 30,000 yuan nor prove that the bank was at fault, and therefore rejected Mr. Gan’s lawsuit.

As a winner of Toutiao's Qingyun Plan and Baijiahao's Bai+ Plan, the 2019 Baidu Digital Author of the Year, the Baijiahao's Most Popular Author in the Technology Field, the 2019 Sogou Technology and Culture Author, and the 2021 Baijiahao Quarterly Influential Creator, he has won many awards, including the 2013 Sohu Best Industry Media Person, the 2015 China New Media Entrepreneurship Competition Beijing Third Place, the 2015 Guangmang Experience Award, the 2015 China New Media Entrepreneurship Competition Finals Third Place, and the 2018 Baidu Dynamic Annual Powerful Celebrity.