I got off work early yesterday, so I decided to go to Tongji University with another good friend, and we started chatting on the way. My friend didn't major in computer science, so he didn't know much about the salary level of programmers. He asked about the average salary in the iOS industry, and I told him that the current market situation is relatively good, with excellent graduates earning around 15k, 20k-25k or more after two to three years, and 35k-50k for even better graduates. He felt incredible at the time and then asked me how much money I saved every month? A: Not at all. I spend it based on my mood. Q: The stock market is so good now, if you save a little every month and save for a few months to buy stocks, it would be great. Then I elaborated on my point of view. First of all, what percentage of the total number of stock traders have made a fortune (note: a fortune) from the stock market? According to the 80/20 rule, it is probably no more than 20%. So what are the characteristics of these 20% of people? Even if I don't understand the stock market, I can probably guess it. 1. Either they are related. 2. Either they have been immersed in the stock market for many years and have a keen sense of smell. In short, master. If I am a novice, I have saved money for a few months and want to try my hand in the market. There are actually only two possible outcomes. Losing all your money Small profit The first one needs no further explanation. If you want to study the stock market for a small profit, I really advise you to read a few more books. Maybe some people don't understand? You say you study code every day, but do you study code 24 hours a day? I just use my spare time to study it and it doesn't interfere with my main job. This is totally impossible. Let me give you the simplest example. Take myself as an example. I go to the Internet cafe to play Dota2 every Friday after get off work and Saturday morning. Then I spend time reading books and writing code on Saturday afternoon and Sunday. If I were to learn how to trade stocks now, I would definitely not use the time I spend playing games to study the stock market, but would instead use the time I spend reading and writing code to study the stock market. That is to say, when you decide to do something, especially when it is related to money, you tend to use the time you previously reserved for studying professional skills instead of using the time for playing. This is human nature. It would be so painful if you asked me not to go to bars, sing, eat, drink and have fun. I might as well use the time I used to spend reading to look at the stock market, and I would not get dizzy after reading for a long time. Unless you are the kind of person with extremely strong self-control. Unfortunately, there is only one person like you. Having said that, in my opinion, stock trading is actually something similar to gambling. I can't imagine that when a person can make tens of thousands or hundreds of thousands of dollars a day by using the stock market, he would still be patient enough to sit in the office. So the question is? What if he loses money? For programmers, there is only one thing that never changes: technology will never lose money. It will only become more valuable as you improve. Your technology is your nuclear weapon. My skills are actually pretty good compared to when I started. In the foreseeable future, at least within the next 5 years, I am confident that my skills will make great progress and at least become a top-notch figure in the field of iOS. Imagine that at that time, you will worry about money? Wait until your annual salary is over 1 million before considering financial management. Before that, just learn the technology well. What if I never make a million dollars a year? If one million is not enough, 300,000 should be enough. 300,000 already exceeds 80% of the people. |
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