With the advent of the "digital RMB", these industries will accelerate their demise, and practitioners should change their careers as soon as possible

With the advent of the "digital RMB", these industries will accelerate their demise, and practitioners should change their careers as soon as possible

The thing that each of us may be most inseparable from in life is the RMB. If we hold a stack of hundreds of RMB in our hands, we will feel much more at ease. The reason why we like it is that it can buy everything we want. But now it will gradually disappear from our choice, and will be replaced by the digital RMB. What impact will it have on our lives?

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What is Digital RMB

The digital currency we may be familiar with at present is the recently popular Bitcoin. One coin is worth nearly 40,000 US dollars, and the highest is more than 60,000 US dollars, which is equivalent to a small house in my country. It is said to use high-end blockchain technology. The digital RMB promoted by our country this time is also issued by the People's Bank of China using blockchain technology and endorsed by our country's credit. The implication is that our country recognizes that the digital RMB is the same as the original RMB, and can be used to buy and sell anything. Otherwise, it is worthless.

In recent years, with the popularity of mobile payments, many people are confused. Isn’t the RMB already digitized? Why is the digital RMB being promoted? This is because we confuse the RMB in our bank accounts with the digital RMB. There is an essential difference between them.

The RMB we usually pay through mobile payment tools is converted by commercial banks into numbers in bank accounts through Internet technology, while the digital RMB is issued directly by the People's Bank of China and does not need to go through the People's Bank of China. This creates the first difference. The original electronic payment required opening a bank account in any commercial bank before it could be used, while the digital RMB does not require opening an account in a commercial bank and can be used directly; the second difference is that because a bank account is not opened, digital RMB can also be paid through payment tools without an Internet connection. This is like the RMB in our wallet. We make a payment, and another person puts it back into his wallet. There is no need to use any media intermediary in the middle; the third difference is that digital RMB is free of charge for payment and transfer in any scenario, unlike current payment tools, which still require a certain handling fee.

These industries will die out faster, and practitioners should change careers as soon as possible

The promotion of the digital RMB is bound to bring huge impact to all walks of life, and some industries are destined to become history. Practitioners should change careers as soon as possible, otherwise they will eventually be forced to change careers.

First, the paper, printing, storage, and transportation industries involved in coin making. The banknote printing industry is generally a controlled industry, and the China Banknote Printing and Minting Corporation is responsible for printing and manufacturing. These industries are generally not accessible to ordinary people, but they still involve many practitioners. In reality, the amount of cash in circulation will inevitably decrease, and these industries will gradually die out. When ordinary people like us choose a career, it is best to stay away from these industries;

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Second, ATMs, money counting machines and other equipment involved in the circulation of RMB will gradually be eliminated; money counting machines are used not only in banks in daily life, but also in hotels, hospitals, restaurants and other places. There are also many companies that specialize in the production of money counting machines, and detection technologies such as fluorescence detection, format detection, and infrared penetration have also been born. If people use digital RMB in the future, what use will money counting machines be in the future, and this industry is bound to die out. The same is true for ATMs. People no longer need to withdraw cash or transfer money, so why go to the bank to queue up at the ATM to withdraw money?

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Third, some illegal activities will be eliminated. If digital RMB is used, first of all, thieves will no longer have business because there is nothing to steal. At the same time, there will be no telecommunications fraud. Now after the fraud, where the money goes? After being transferred through countless channels, you don’t know where it goes. After using digital RMB, we can track where the money goes only through the supervision of the People’s Bank of China.

Digital RMB has been piloted in 28 provinces

At present, the People's Bank of China has gradually launched the pilot work of digital RMB in 28 cities across the country, including Hainan, Shenzhen, Nanjing, Hangzhou, Xiamen, Dalian, Harbin, etc., through Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Postal Savings Bank of China. Whether you are taking the subway, bus, eating, buying vegetables, shopping in the supermarket, or ordering takeout, you can use digital RMB. Out of curiosity, the editor also tried it out. It is really convenient, as if moving the offline RMB online, but the touch and offline payment functions have not yet been opened. At the same time, the only shortcoming is that you cannot overdraw like a credit card, which can easily lead to the embarrassing situation of having no money in your pocket. Are you looking forward to it too?

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