WeChat's "IOU" is launched: Permanent storage with full legal effect

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Don’t be afraid of asking friends for money anymore, just write an IOU via WeChat!

Recently, the “Small IOU” function was launched on the “Tencent Electronic Signature” applet.

The identity information of both parties to the loan, amount, reason for the loan, interest rate, repayment time, repayment method and other information are all complete, so there is no need to worry about missing any information.

In addition to real-name authentication, both parties must also sign handwritten signatures.

(Just for demonstration, not signed by Zhang San)

Worried about being modified?

It does not exist. Because all key electronic evidence is stored on the blockchain using the "Zhixin Chain" trusted evidence service platform, and its underlying technology is based on the domestically produced open source, self-controlled "Chang'an Chain", which ensures permanent preservation and cannot be tampered with.

Moreover, the product specifically wrote this paragraph:

Translated, it means that the IOU has full legal effect.

Once there is a dispute, the IOU is key evidence that can help speed up the resolution of the problem.

As the saying goes, it is easy to borrow money but difficult to collect debts. If you are afraid of being embarrassed, you can use a small IOU to set up a text message reminder to repay the debt.

The "Tencent Electronic Signature" mini program also has "small receipt" and "small contract" functions, allowing everyone to use WeChat with confidence to issue receipts, sign contracts, write IOUs, etc.