Finally, the region where I live has also started to pilot the digital RMB. Now we can get a glimpse of what the experience of the digital RMB is like. Unlike tools such as WeChat and Alipay, the digital RMB is an officially issued legal tender and is a digital form of the RMB, which naturally has a higher credit. But what is the user experience of the Digital RMB App like? How is it specifically different from WeChat and Alipay? What should you pay attention to when using the Digital RMB App? Today, let’s find out. How to register for the Digital RMB App?The digital RMB App is not currently being promoted nationwide, and is only available in some pilot areas, so there is a threshold for registration. But at the same time, the registration process for the digital RMB is very easy. After entering your mobile phone number and selecting an operating institution (bank) that provides services, you can open a digital RMB wallet. There are some things to note when registering. First of all, when registering, various means including detecting IP addresses will be used to confirm whether you are in an area applicable to the digital RMB pilot, so be sure not to open an agent when registering. Secondly, during the registration process, you will be asked to push the digital RMB sub-wallet to the apps installed on your mobile phone. Apps that support digital RMB will be listed. It is recommended to push all of them so that these apps can use digital RMB for payment. Furthermore, after a simple registration process, the digital RMB wallet opened belongs to the fourth category of wallets, and the amount is very limited. It is necessary for us to upgrade it to the second category of wallets. The following is a simple comparison table of various wallets, which comes from the information provided by the digital RMB App. A wallet of type 1 can only be upgraded at a bank counter. In the App, the wallet can be upgraded to type 2 at most. How to upgrade? In fact, it is a real-name authentication process. Compared with the four types of wallets that are opened by default, the second type of wallet is bound to your mobile phone number, ID card and bank card, and has a higher real-name strength, so it can also provide a higher limit. In the main interface of the Digital RMB App, click on the head of the banknote to enter the details page. Click the "..." menu button in the upper right corner to enter the wallet management interface, and you will see the option to upgrade your wallet. Then, follow the steps to complete the real-name authentication. How is the Digital RMB App experience?Let’s talk about the interface first. The most intuitive feeling of the digital RMB App is probably that it is simpler than Alipay and WeChat. Alipay and WeChat are commercial products, so they are mixed with a lot of functions that have nothing to do with payment, while the style of the digital RMB App is completely different. In addition to its main functions, there is no other commercial promotion information. In terms of functions, the Digital RMB App supports QR codes and NFC. The use of the Digital RMB App QR code is very simple and intuitive. Pushing outwards means paying, and pulling inwards means receiving money. It is consistent with intuition to call up the payment code or the receipt code. If you want to scan the QR code, just click the icon in the upper right corner of the main interface. The Digital RMB App also supports NFC. Click "Touch and Pay" in the upper right corner of the main interface to invoke NFC payment. To use the NFC function of the Digital RMB App, you need to set the App as the default payment application in the system. According to the instructions in the App, both Apple and Android devices support NFC, but only Android devices can touch POS machines, and Apple devices currently only support merchant tags. In addition, Android phones can also be touched together. Make sure both phones are online or offline at the same time. After one phone sets the payment amount, the other phone enters the payment interface and touches together to complete the transaction using NFC. This method is very convenient. When the network cannot scan the QR code, this method can come in handy. The digital RMB App wallet supports depositing money into the wallet. It should be noted that when paying, you can only deposit money in advance, and it seems that you cannot directly use a bank card. This is not as convenient as Alipay and WeChat. So can we use digital RMB to pay in other apps? The answer is yes. At present, mainstream apps in China already support digital RMB. After pushing digital RMB sub-wallets to these apps, you can call digital RMB apps to make payments. Taking JD.com as an example, when paying, the option of digital RMB will pop up. The payment process is no different from WeChat and Alipay, and it is still very easy to use. In the Digital RMB App, you can check payment records and see the bills at a glance. In addition, the Digital RMB App also supports biometric identification solutions such as fingerprints, which is very convenient to use. SummarizeIn general, the experience of the digital RMB App is generally satisfactory, but you need to recharge money into the App to pay, which is not as convenient as Alipay and WeChat. So what is the significance of digital RMB for individual consumers? Do we need to use the digital RMB App to replace WeChat and Alipay? As products of commercial organizations, WeChat and Alipay naturally have the possibility of providing all your consumption records to commercial companies. How much you spend in a month and what you buy, this type of data is analyzed and screened by commercial companies, and the value generated and the impact on individuals and even society is immeasurable. At a time when the abuse of big data is becoming more and more common, the digital RMB backed by the state is undoubtedly more trustworthy. Currently, the digital RMB is still in the promotion stage and has not been launched nationwide. I hope that the digital RMB App can continue to improve and bring a better experience in the future, and also bring a new style to the domestic business environment! |
>>: Different flavors of dependency injection in Swift
Recently, when I was surfing the Internet, I saw ...
Seed industry is the "chip" of agricult...
The era of the entire network has arrived, and on...
Let’s start by answering the first question: Why ...
In the past week, nine home improvement companies...
Supported by a 30-person research team, each sess...
There is never a shortage of entrepreneurs in the...
[[172434]] According to foreign media reports, Go...
It is very easy to be an up master on Bilibili. A...
Before promoting, let’s first understand in which...
Everyone has the same question: how can the produ...
Beijing Meteorological Observatory issued a yello...
The end of the year is approaching and various ac...
In the current gaming laptop market, many manufac...
: : : : : : : : : : : : : : :...