What are the consequences of not being able to pay off your credit card in 2020? Many people have applied for credit cards, but when using them, they cannot pay off the credit cards due to financial problems. So what are the consequences of not being able to pay off credit cards in 2020? 【1】Affecting credit If you cannot pay off your credit card, it will become overdue. Once the credit card is overdue, the credit card bank will upload the overdue record to the credit reporting system, which will affect your credit. 【2】Increase in liabilities If you cannot pay off your credit card, it will be overdue, and penalty interest will be charged for overdue credit card payments. The overdue fee will be charged from the day of the overdue payment. The longer the overdue period, the more overdue fees will be charged, thereby increasing personal debt. The consequences of not being able to pay off credit cards in 2020 are very serious. If you are overdue due to failure to pay, and the overdue is for a long time, the bank will sue the cardholder and the cardholder will be forced to repay the debt. Therefore, if you cannot pay off your credit card, the cardholder can call the credit card customer service number to apply for negotiated repayment. |
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