When consumers shop in offline stores, they will find that payment methods have become more diverse. A small UnionPay POS machine can realize different methods such as card swiping and mobile payment. If merchants cannot provide this payment service, they will definitely lose a large number of customers. Friends who want to apply for a POS machine will definitely be sensitive to the handling fee of the POS machine . Are the fee-free POS machines on the market trustworthy? Different bank cards have different service fees. If you use a POS machine to swipe your card, a certain service fee will be charged. Therefore, the service fee of the POS machine will be determined by the issuing bank, and the charging standards of each bank will definitely be different. The handling fee rate for Bank of China credit cards is 0.38% per transaction, while that for ordinary bank cards is around 0.5%; the fee rate for Agricultural Bank of China ordinary cards and credit cards is 0.5%; the fee rate for Industrial and Commercial Bank of China credit cards is 0.6%, and that for debit cards is 0.5%. Different payment methods have different handling fees. The above mainly introduces the handling fee of the POS machine when swiping the card, but in fact, the functions of a POS machine are still very comprehensive. The more popular ones are Alipay, WeChat QR code scanning, JD QuickPass and UnionPay QuickPass, etc. The handling fees of these payment methods are approximately between 0.35 and 0.38%. In addition, the transaction fees of POS machines of different brands will also be different, but the overall impact will not be too great. What is the handling fee of POS machine? In short, different bank cards, payment methods and payment companies will be different, but basically all of them require fees. There are very few brands that claim that no handling fees are required. It is recommended that you do not believe them easily, otherwise it will bring great financial security risks. I hope that customers will not trust this kind of platform and ensure that the institution can provide a payment license. |
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