The central bank officially announced that the "digital RMB" will soon appear and "scan" will be eliminated

Preface:

In recent years, with the continuous development of my country's economy and the improvement of people's living standards, many things that we thought were out of reach in the past have now become within reach. Just like the original mobile phone was just a brick-like mobile phone, but now the mobile phone is gradually modernized, smaller and more convenient.

With the improvement of our living standards and family economic ability, and the progress of social science and technology, the way we pay for goods has also changed a lot. The changes in food, clothing, housing and transportation are the most obvious. Everyone also remembers that when we were young, our parents always kept cash, especially when we took the train or bus, because at that time we mostly used cash to buy goods.

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But now it is different. If you walk on the street, even the old lady selling vegetables will hang a QR code payment sign on her cart. With the popularization of the Internet and the rise of WeChat payment, we only need a mobile phone to make payments quickly. This not only saves the cost of making cash, but also effectively protects the country's green resources such as trees.

Among these online direct payment platforms, Alipay and WeChat are the most popular. According to statistics from relevant national departments, more and more people are registered with Alipay in my country around the world. Nearly 1.3 billion users have registered for Alipay worldwide. At the same time, the number of users using the payment function on WeChat has exceeded 1 billion.

Now our country can also say with confidence that no matter where we go, if we want to buy something, we only need to bring our mobile phone. No matter what goods we want to buy, as long as we bring our mobile phone and there is a balance in our account, we can complete the payment quickly anytime and anywhere.

QR code payment is now so popular that more and more people are no longer using cash. People are increasingly thinking that QR code payment will become a long-term payment method for the country in the future. However, as the leader of e-commerce companies and the founder of Alipay, Jack Ma believes that QR code will gradually be eliminated with the development of the times.

At that time, many people thought that Jack Ma was joking and that this situation was basically impossible. However, society often develops rapidly, and now in addition to QR code payment, various payment methods have begun to emerge.

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According to various information platforms, my country is currently promoting digital RMB to the public. It is exchanged to the public through some government-designated institutions and units. The digital RMB is the same price as paper currency.

In 2020, the country has not only been studying the science and technology of digital currency, but also wants to further improve digital currency. In the process of continuous improvement, the country has also begun to eagerly carry out pilot projects in some domestic regions. In October 2020, the country launched a pilot operation of the project in Shenzhen.

Then in December, the scope of the pilot program was expanded. In December, the pilot program was expanded to Suzhou. At the same time, it was even expanded to canteens in Shanghai, where employees of a canteen of a Shanghai company realized the digital RMB dining operation.

The latest news reports that the digital RMB has reached the "mature stage" from the "immature stage" and can be officially popularized throughout the country. Among them, the digital RMB has the following advantages.

Can help the elderly trade

Using digital RMB is actually very simple and acceptable to some elderly people. Although QR code payment is simple for young people, it is not easy for the elderly to maintain payment security, enter payment passwords, and use those functions. Therefore, the promotion of digital RMB is good news for the elderly.

No internet connection required

Unlike the previous QR code payment, this new payment method launched by the country can actually be used without an Internet connection. It is a short-distance payment method. People can pay face to face as before, but without using the Internet. This not only saves Internet fees, but also allows consumers to purchase goods more conveniently.

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For many people, they often encounter situations where the signal is poor in underground parking lots. Once this happens, Alipay or WeChat QR code scanning payment becomes less convenient, and they may only be able to stand there awkwardly, apologize to the boss, and then ask the boss to wait.

High safety performance

Whether you pay directly with paper money or scan a QR code with your phone, the security factor is actually not as high as digital currency. After all, digital currency is close-range and wireless, which can prevent hackers from attacking and thieves from stealing. You will encounter unsafe payment situations when using cash or scanning a QR code.

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In the future, the country's digital currency will surely become the mainstream of the country's payment method. I also hope that everyone can choose a more appropriate payment method and choose the payment method they like. Whether it is mobile payment or WeChat payment, I believe everyone has their own judgment and can choose the appropriate payment method.

Conclusion:

The state pointed out that digital RMB is constantly entering everyone's lives. Now residents in Jiangsu and Shanghai have begun to have a certain degree of understanding of digital currency, and have also accepted it to a certain extent. Maybe now consumers still prefer Alipay and WeChat to scan, but with the development and progress of society, digital RMB with higher security and better convenience will eventually be accepted and loved by consumers.