The latest news on delayed retirement: the plan will be officially implemented in 2022! Attached is a list of retirement ages for those born after 1970!

The latest news on delayed retirement: the plan will be officially implemented in 2022! Attached is a list of retirement ages for those born after 1970!

We know that one important reason for implementing the delayed retirement policy is that my country is facing the trend of moving from a mild aging stage to a moderate aging stage. According to the latest news on delayed retirement: the plan will be officially implemented in 2022! Attached is a list of retirement ages for those born after 1970!

1. The latest news on delayed retirement: the plan will be officially implemented in 2022!

In February 2022, the State Council issued the "Notice on Issuing the 14th Five-Year National Aging Development and Elderly Care Service System Plan", proposing: to gradually delay the statutory retirement age. Realize national coordination of basic pension insurance for enterprise employees as soon as possible. Implement a reasonable adjustment mechanism for basic pension and adjust the basic pension standards for urban and rural residents in a timely and appropriate manner. Jiangsu Province and Shandong Province have already started pilot projects.

1. Latest news on delayed retirement in Jiangsu Province

On January 30, 2022, the Jiangsu Department of Human Resources and Social Security issued the "Notice on the Implementation Measures for Basic Pension Insurance for Enterprise Employees", which clearly stated that upon application by the insured person and consent of the employer, and filing with the human resources and social security administrative department, the insured person can postpone his retirement, and the minimum period of postponement for retirement shall not be less than one year. This plan will be officially implemented on March 1, 2022.

2. The latest news on delayed retirement in Shandong and Jiangsu provinces

In January 2022, the Shandong Provincial Department of Human Resources and Social Security issued the "Notice on Further Standardizing Issues Related to Extending the Retirement Age of Senior Experts in Enterprises and Institutions", implementing the delayed retirement policy nationwide for the first time. This notice shall be effective from the date of publication.

II. List of retirement ages for people born after 1970

1. List of delayed retirement ages for men born after 1970:

2. List of delayed retirement ages for women born after 1970:

3. After delaying retirement, when can I receive my pension?

According to the Social Insurance Law, individuals who participate in basic pension insurance and have made cumulative contributions for fifteen years when they reach the statutory retirement age will receive a basic pension on a monthly basis.

In other words, the current minimum payment period for receiving basic pension is 15 years, but the 14th Five-Year Plan mentions that the minimum payment period for pension will be gradually increased, so it is possible that even if you have paid social security for 15 years in the future, you still cannot receive a pension.

4. How much pension can you receive after delaying retirement?

Take Jiangsu Province as an example:

The basic pension in Jiangsu Province = (the average monthly salary of employees in urban units in the province in the previous year when the insured person retires + the individual's indexed average monthly contribution salary) - 2*individual's cumulative contribution years (including deemed contribution years and actual contribution years, excluding converted contribution years) * 1%.

The basic pension calculation formula in Jiangsu Province uses the average monthly salary of employees in urban units in the province in the previous year when the insured retires as the basis for calculating the basic pension. The average monthly salary in Jiangsu Province in 2021 is 8,635 yuan, and the average monthly indexed contribution salary is 5,000 yuan;

Based on 29 years of payment, the basic monthly pension is about 1,977 yuan;

If you pay for 30 years, the basic pension is 2,113 yuan per month;

The monthly difference is 136 yuan, which means 1,632 yuan more a year.

In general, the implementation of delayed retirement is an inevitable trend. In addition, there is no need to worry too much. The policy of delaying the statutory retirement age is related to the interests of all citizens and will be gradually implemented according to the principles of small-step adjustment, flexible implementation, classified promotion, and overall consideration.

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