The "14th Five-Year Plan for the Development of National Aging Affairs and Elderly Care Service System" released recently clearly mentioned the implementation of a gradual delay in the statutory retirement age, which has attracted widespread attention from the public. So, how do we calculate the delayed retirement age? Could we catch up with the delayed retirement in 1974? 1. How to calculate the delayed retirement age? The current retirement age for employees in my country is 60 for men, 55 for female cadres, and 50 for female workers. Based on the example of delaying retirement by one year and increasing by 3 months, the calculation formula for the retirement age after delayed retirement is as follows: Retirement age for female employees = 5 + 3 * (50 + year of birth - 2021) / 12 Retirement age for female cadres = 55 + 3 * (55 + year of birth - 2021) / 12 Male retirement age = 60 + 3 * (60 + year of birth - 2021) / 12 2. Could we catch up with the delayed retirement in 1974? Grasp the nodes and rhythm of adjustment based on the trend of my country's aging population and the situation of the labor force. That is to say, the retirement age will only be extended by a few months each year, and it will take a considerable amount of time to reach the statutory retirement age. Let’s announce this plan first, but the implementation time of the plan will be at least 5 years later to give everyone a psychological expectation. For example, if the retirement age is announced to be delayed, it can only be implemented five years later. For example, if I retire at the age of 55, then five years later I will retire at the age of 55 and two months. People next year may retire at the age of 55 and six months. This is a psychological expectation, which is gradual. So this policy is to gradually delay the retirement age. First of all, the probability of men born in 1974 having to cope with delayed retirement is relatively high. If you were born in 1974, you would be 45 years old this year. If you are a female worker and retire at the age of 50, then you will have reached the retirement age in 2024. If you are a male, then you will retire in 2034. It is unlikely that the policy of extending the retirement age will be implemented starting in 2024, but it is more likely that the policy of delaying the retirement age will be implemented in 2034. In general, for those born in 1974, who are only 44 years old this year, no one can say for sure whether they can catch up with the policy of delayed retirement. |
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