How much can you borrow for the first time with Youqianhua? What are the application requirements for Youqianhua?

"Youqianhua" is the original credit service brand of Baidu Finance (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018). Nature: financial credit service, affiliated institution: Duxiaoman Finance (formerly Baidu Finance). When applying for Youqianhua, your credit will be checked in the credit report. Therefore, the background of the "Youqianhua" platform can be checked. At the same time, if it is not a formal platform, the central bank will not allow it to connect to the credit reporting system. You can rest assured that "Youqianhua" is a formal and legal credit platform. How much can you borrow for the first time with Youqianhua? What are the application requirements for Youqianhua? Let’s follow Feng Chao from Dongguan to find out more!

How much can you borrow for the first time with Youqianhua? What are the application requirements for Youqianhua?

Everyone has different personal income and spending power, and their credit reports vary greatly. Therefore, the credit limit that Baidu Youqianhua gives to each person is different. It is meaningless for you to ask this. It is better to log in to Baidu Youqianhua directly, submit your information as required, and wait for Baidu Youqianhua to review it and allocate a credit limit to you.

How much can you borrow for the first time with Youqianhua? What are the application requirements for Youqianhua?

Features:

1. Interest is calculated on a daily basis, with only one day’s interest charged for one day’s use, with a minimum of 0.02%;

2. Revolving loan: you can borrow multiple times with one application. After all the loans are fully repaid, the corresponding amount can be restored;

3. Flexible installment payment, up to 24 installments;

4. The loan is disbursed quickly, with funds arriving in as fast as 3 minutes; installment method: repayment can be made in 1, 3, 6, 12 or 24 installments (1 installment is equal to 1 month). Credit limit: Based on comprehensive considerations such as the user's personal credit status, search habits, credit risk, etc., through Baidu's big data intelligent AI calculations and combined with risk control models, users are granted a consumption limit ranging from 5,000 yuan to 200,000 yuan. The credit limit is granted based on the user's accumulated credit usage, repayment and other behaviors on the platform. The user's various behaviors on the platform are dynamic and changing, and the corresponding credit limit is also dynamic. When the user's behavior is good within a certain period and meets the credit limit increase policy, the corresponding credit limit may be increased. However, it is not possible to open or increase the credit limit through others. Repayment method: The repayment date on the user's bill is the date of the first successful loan. Repayment is made according to the loan date. There is no penalty for early repayment. The repayment operation can be performed in the repayment prompt on the App homepage.

The above is how much you can borrow for the first time with Youqianhua? What are the application requirements for Youqianhua? As for the specific content, Youqianhua, as an online loan platform under Baidu, has a certain credibility.